:root{
  --bg:#E8EBF1;
  --surface:#FFFFFF;
  --ink:#11131A;
  --muted:#666E80;
  --line:rgba(17,19,26,.10);
  --accent:#2E52FF;
  --radius:22px;
  --font:"Pretendard Variable", Pretendard, -apple-system, BlinkMacSystemFont,
         "Apple SD Gothic Neo", "Noto Sans KR", "Malgun Gothic", sans-serif;
}

*{ box-sizing:border-box; }
html{ -webkit-text-size-adjust:100%; }

body{
  margin:0;
  background:var(--bg);
  color:var(--ink);
  font-family:var(--font);
  font-weight:450;
  line-height:1.75;
  -webkit-font-smoothing:antialiased;
}

body::before{
  content:"";
  position:fixed;
  inset:0;
  background:
    radial-gradient(70% 55% at 18% 0%, rgba(46,82,255,.14), transparent 62%),
    radial-gradient(60% 50% at 92% 8%, rgba(255,122,182,.14), transparent 60%);
  pointer-events:none;
  z-index:0;
}

.wrap{
  position:relative;
  z-index:1;
  max-width:720px;
  margin:0 auto;
  padding:40px 24px 64px;
}

/* 상단 되돌아가기 */
.back{
  display:inline-block;
  margin-bottom:34px;
  font-size:13px;
  font-weight:600;
  color:var(--muted);
  text-decoration:none;
}
.back:hover{ color:var(--accent); }

/* 문서 머리 */
.eyebrow{
  margin:0 0 12px;
  font-size:12px;
  font-weight:700;
  letter-spacing:.16em;
  text-transform:uppercase;
  color:var(--muted);
}

h1{
  margin:0 0 10px;
  font-size:clamp(28px, 5.5vw, 38px);
  font-weight:800;
  letter-spacing:-.03em;
  line-height:1.18;
}

.effective{
  margin:0 0 32px;
  font-size:13.5px;
  color:var(--muted);
}

/* 본문 카드 */
.doc{
  background:var(--surface);
  border-radius:var(--radius);
  padding:34px 30px;
  box-shadow:0 1px 2px rgba(17,19,26,.05), 0 14px 34px -20px rgba(17,19,26,.4);
}

.doc h2{
  margin:38px 0 12px;
  font-size:18px;
  font-weight:700;
  letter-spacing:-.02em;
}
.doc h2:first-child{ margin-top:0; }

.doc h3{
  margin:24px 0 8px;
  font-size:15px;
  font-weight:700;
  color:var(--ink);
}

.doc p{
  margin:0 0 12px;
  font-size:15px;
}

.doc ul{
  margin:0 0 12px;
  padding-left:20px;
}
.doc li{
  margin-bottom:6px;
  font-size:15px;
}

.doc a{ color:var(--accent); }

.doc strong{ font-weight:700; }

/* 요약 상자 */
.summary{
  background:rgba(46,82,255,.055);
  border-radius:14px;
  padding:18px 20px;
  margin:0 0 26px;
}
.summary ul{ margin:0; padding-left:18px; }
.summary li{ font-size:14.5px; }
.summary li:last-child{ margin-bottom:0; }

/* Q&A */
.qa{ margin:0 0 22px; }
.qa:last-child{ margin-bottom:0; }
.qa .q{
  margin:0 0 6px;
  font-size:15.5px;
  font-weight:700;
  letter-spacing:-.01em;
}
.qa p{ margin:0 0 8px; }
.qa p:last-child{ margin-bottom:0; }

/* 표 */
.table-scroll{ overflow-x:auto; margin:0 0 14px; }
table{
  width:100%;
  border-collapse:collapse;
  font-size:14px;
  min-width:420px;
}
th, td{
  text-align:left;
  padding:10px 12px;
  border-bottom:1px solid var(--line);
  vertical-align:top;
}
th{
  font-weight:700;
  font-size:13px;
  color:var(--muted);
  white-space:nowrap;
}
tr:last-child td{ border-bottom:none; }

/* 푸터 */
footer{
  margin-top:44px;
  padding-top:22px;
  border-top:1px solid var(--line);
}
.copyright{
  margin:0 0 10px;
  font-size:13.5px;
  font-weight:600;
}
.legal{
  margin:0 0 8px;
  max-width:56ch;
  font-size:12.5px;
  line-height:1.7;
  color:var(--muted);
}
.legal:last-child{ margin-bottom:0; }
.legal a{ color:inherit; }

:focus-visible{
  outline:2px solid var(--accent);
  outline-offset:4px;
  border-radius:6px;
}

@media (max-width:520px){
  .wrap{ padding:28px 18px 48px; }
  .doc{ padding:26px 20px; border-radius:18px; }
}

@media print{
  body::before{ display:none; }
  body{ background:#fff; }
  .doc{ box-shadow:none; padding:0; }
  .back{ display:none; }
}